Delta Dental Plans - Enrollment Center

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Discover comprehensive dental coverage options with Delta Dental. Enroll easily and keep your smile healthy.

Welcome to Delta Dental at Covered California Fresno

At Covered California Fresno, we are dedicated to providing you with the best Delta Dental plans available. Our goal is to offer comprehensive dental coverage options that meet your needs and budget. With Delta Dental, you can enjoy extensive coverage, affordable premiums, and access to a vast network of dentists.

Enrolling in Delta Dental plans through Covered California is simple and hassle-free. Our certified agents are here to assist you every step of the way. Whether you are looking for PPO, HMO, or DeltaCare® USA plans, we have the perfect option for you. Explore our plans today and take the first step towards a healthier smile.

Dental Plans

Brief Overview of Delta Dental

Delta Dental is one of the largest and most trusted dental insurance providers in the United States. With a history of over 60 years, Delta Dental has built a reputation for delivering quality dental coverage to millions of Americans. The company offers a wide range of dental insurance plans designed to meet the diverse needs of individuals and families, ensuring access to affordable and comprehensive dental care.

Importance of Dental Insurance for Overall Health

Dental health is a crucial component of overall well-being. Regular dental check-ups and timely treatments can prevent serious health issues such as gum disease, tooth decay, and even conditions like heart disease and diabetes. Dental insurance makes it easier to access preventive care and necessary treatments, helping to maintain both oral and overall health. With Delta Dental, you can ensure that you and your family receive the dental care you need to stay healthy and smile confidently.

Explanation of Delta Dental’s Affiliation with Covered California

Delta Dental is a proud partner of Covered California, the state’s health insurance marketplace. This affiliation allows residents of California to easily integrate their dental coverage with their health insurance plans. Covered California offers a variety of Delta Dental plans that cater to different needs and budgets, providing a seamless and convenient way to manage both health and dental insurance.

Benefits of Purchasing a Delta Dental Plan Through Covered California

Choosing a Delta Dental plan through Covered California comes with several advantages:

Integrated Coverage: Simplify your insurance management by having both health and dental plans under one marketplace.
Cost Savings: Benefit from competitive premiums and potential subsidies when purchasing through Covered California.
Comprehensive Care: Access a wide network of dentists and a variety of plan options to suit your dental care needs.
Convenience: Enjoy the ease of enrolling in dental insurance at the same time as your health insurance, ensuring you’re fully covered.

Delta Dental Plan Options

Overview of Different Delta Dental Plans Available

Delta Dental offers a variety of plans to meet different dental care needs and financial situations. These plans are designed to provide flexibility and comprehensive coverage, ensuring you can find the right plan for you and your family.

Comparison of Coverage Levels, Premiums, and Benefits

By comparing these plans, you can select the one that best fits your dental care needs and budget. Whether you prefer the flexibility of a PPO plan or the cost savings of an HMO plan, Delta Dental through Covered California provides excellent options to ensure your dental health is well taken care of.

Delta Dental PPO Plans

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Delta Dental PPO Plans

Delta Dental PPO (Preferred Provider Organization) Plans: These plans offer the freedom to visit any licensed dentist, though you will save more by choosing dentists within the PPO network. They typically cover a percentage of preventive, basic, and major services.

Premiums: Moderate
Coverage: Extensive network, higher savings with in-network dentists
Benefits: Preventive care (like cleanings and exams) often covered at 100%, with significant coverage for basic and major procedures.

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Delta Dental HMO Plans

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DeltaCare® USA Plans

DeltaCare USA Plans: A type of HMO plan that offers comprehensive benefits with fixed copayments and no deductibles or annual maximums. These plans require you to choose a network dentist for all services.

- Premiums: Lower
- Coverage: Network-based, comprehensive benefits
- Benefits: Predictable costs, no annual maximums, fixed copayments.

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Why Choose Delta Dental?

Benefits of Delta Dental Plans

Delta Dental plans offer a range of benefits designed to keep your smile healthy and your costs low. With an extensive network of dentists, you can easily find a provider near you. Our affordable premiums and copayments make dental care accessible for everyone. Preventive care is covered at 100%, ensuring you can maintain your oral health without additional costs. We also offer orthodontic options for both children and adults. Plus, you have access to Delta Dental’s online tools and resources, making it easy to manage your dental benefits.

Frequently Asked Questions

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What does Delta Dental cover?

Delta Dental plans typically cover preventive care, such as cleanings and exams, as well as basic and major services like fillings, root canals, and crowns. Some plans also include orthodontic coverage.

How do I find a Delta Dental network dentist?

You can easily find a Delta Dental network dentist by using the ‘Find a Dentist’ tool on the Delta Dental website. Simply enter your location and choose your plan type to see a list of nearby network dentists.

Can I switch my Delta Dental plan?

Yes, you can switch your Delta Dental plan during the open enrollment period or if you qualify for a special enrollment period due to a qualifying life event. Contact us for assistance with switching plans.

What are the costs associated with Delta Dental plans?

The costs of Delta Dental plans vary depending on the type of plan you choose, your location, and the level of coverage. Generally, you can expect to pay monthly premiums, copayments for certain services, and possibly a deductible.

How do I enroll in a Delta Dental plan?

Enrolling in a Delta Dental plan is simple. You can enroll online through Covered California, visit our enrollment center, or contact us for personalized assistance. Our certified agents are here to help you every step of the way.